Rethink Patient Financing with Buy Now, Pay Later

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vyne trellis introducing buy now, pay later

 

In a world where nearly every consumer experience—from ordering groceries to booking travel—has been optimized for convenience and flexibility, healthcare often feels like it’s lagging behind. One of the biggest disconnects? How patients pay for care.

Even with insurance, medical costs can come with unexpected out-of-pocket expenses. And in dentistry, where many procedures aren’t fully covered, the financial burden can be enough to make patients hit pause—sometimes indefinitely—on needed care. The consequences aren’t just personal; they ripple outward, affecting long-term health outcomes, provider-patient trust, and even the sustainability of practices themselves.

 

The Cost of Delaying Care
There’s a well-documented link between financial barriers and delayed treatment*. Patients often delay routine checkups, ignore early warning signs, or opt for less effective treatments because they’re more affordable in the short term. The longer they wait, the more complex—and costly—the problem becomes. It’s a cycle that’s hard to break.

For providers, this reality can be frustrating. Dentists and care teams want to help, but when cost becomes a sticking point, conversations about health can quickly turn to finances. Practice staff are left juggling billing discussions and collections while trying to maintain a patient-first mindset.

 

Consumer Expectations Are Changing
Outside of healthcare, consumer financing has evolved rapidly. “Buy Now, Pay Later” services have normalized flexible payment schedules for everything from laptops to elective surgeries. Younger generations, in particular, are more accustomed to financial tools that offer instant approval and manageable monthly payments.

This shift raises the question: why shouldn’t the same flexibility be available when someone needs a crown or a root canal? Especially when considering in a recent study, nearly 73%** of dental patients polled would consider switching to a dentist who offers flexible payment plans.

 

Vyne Trellis: A Seamless Financing Solution

Vyne Trellis offers a “Buy Now, Pay Later” model tailored for dentistry. This approach allows patients to receive necessary treatments promptly while managing payments over time. Key features include:

  • Fast Approval: Patients can quickly determine their eligibility without lengthy paperwork.
  • Transparent Terms: Clear information on interest rates and payment schedules ensures patients are well-informed. 
  • Integrated Platform: Dental healthcare providers can easily incorporate Vyne Trellis into their existing systems, streamlining the payment process. To improve convenience for patients and reduce outstanding receivables for practices, “Buy Now, Pay Later” using Affirm is automatically included in most payment requests*: via email, text, billing statement QR code, or at checkout in-office. 

Benefits for Patients and Providers

  • For Patients: Access to immediate care without the burden of upfront costs, leading to better health outcomes.
  • For Providers: Reduced administrative tasks related to billing and collections, allowing a greater focus on patient care.

As the healthcare industry evolves, solutions like Vyne Trellis play a pivotal role in making care more accessible and affordable. By addressing financial barriers, we move closer to a system where timely medical treatment is a reality for all.

Schedule a demo to learn how Vyne Trellis Payments solutions can accelerate your revenue.

*Payment plans are offered via Affirm. Affirm options are subject to total bill amount thresholds. Patient eligibility in payment plans are subject to Affirm acceptance.
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